Complete guide
Complete guide: the step-by-step to buying your first property
From financial preparation to signing the contract, understand every stage of the purchase.
Financial preparation and pre-approval
Assess your payment capacity and available savings before searching for properties. Getting mortgage pre-approval increases your negotiating power and avoids wasting time on options outside your budget.
Search, visit and negotiation
Compare sources on a platform that aggregates listings, visit in person to check details photos don’t show, and make an initial offer that leaves room to negotiate.
Documentation and inspection
Gather personal and financial documents, hire a real estate lawyer and an inspector — issues found can justify a price adjustment.
Financing and signing
Once financing is approved, review the contract carefully before signing. The public deed recorded at the registry office formalizes the transfer of ownership and closes the process.
Keep exploring
Renting in Vitória or Vila Velha: how to compare →